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“Every health plan we design is shaped by our Vision, Mission, and Core Values to ensure healthier lives and safer roads for all Nigerians.”
Helping lives through comprehensive and transparent healthcare solutions.
FRSC Health Maintenance Limited (FHML) is a National HMO committed to delivering accessible care. We coordinate providers, support patients through every step of their medical journey, and optimize operations for sustainable health outcomes across Nigeria.
Improve access to affordable, efficient, and effective healthcare through
qualitative social health insurance services.
To be a dynamic trailblazer in Nigeria’s healthcare industry in service delivery,
customer care, and satisfaction.
T-Transparency, R-Responsive, E-Efficiency, A-Accountability, A-Affordability
Have questions about your coverage or benefits? We are here to help.
Do you have a any Question?
+234 8166139647
+234 7018007756
Dedicated to securing your health on every journey.
We go beyond standard HMO services. From routine check-ups to critical emergency response, our operations are built on transparency, speed, and nationwide accessibility.
Nationwide Network
Access accredited care in all 36 states and the FCT. Whether you are at home or traveling interstate, quality healthcare is always within reach.
24/7 Emergency Support
We provide round-the-clock coordination for medical referrals and specialized support for road traffic injuries and crash victims.
Digital & Transparent
Experience seamless care with our automated authorization system, e-claims processing, and fully transparent tariff structures.
Meet Our Board Members
FHML is a National HMO dedicated to delivering accessible, high-quality, and transparent healthcare. We coordinate care for healthier lives and safer roads across Nigeria.
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Our Services
- Individual & Family Plans
- Corporate & Team Care
- Retiree & Special Care
- Tertiary Institution Care
- State & Agency Support
- Wellness & Prevention
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